Petua Berjaya Yang Luar Biasa

Segala penghuni petala bumbung dan lantai sudah berkumpul.

Mamalia ada, reptilia ada, berdarah panas menggelegak pun banyak, berdarah sejuk yang kuat rajuk pun melata. Semuanya berkumpul di tepi permatang untuk bergelanggang. Mahu melihat hari ini dalam sejarah.

Sebuah pertempuran yang dinanti-nantikan.

Pertandingan memanjat pokok pinang.

30 makhluk ciptaan Tuhan tampil ke depan. Mahu berentap memanjat ke awan. Habuan yang ditawarkan pun agak lumayan. Siapa mendengar pasti tertawan.

Sang murai menjerit girang, tanda persaingan bermula sekarang.

“Ayuh, ayuh! Jangan mudah berputus asa,” jerit sang punai menyorakkan tupai.

“Panjat, panjat! Siapa cepat dia dapat!,” sorak si badak mengusik si katak.


Tupai, katak, beruk dan lotong, memanjat-manjat mara ke atas. Menoleh ke kanan menoleh ke kiri, sesekali mencanak telinga mendengar sorak rombongan rimba. Sorak yang kuat menambah semangat. Sorak yang semangat menambah kudrat.

Tapi pinang bukan sebarang pinang. Licinnya kulit bukan kepalang. Basah pula dek gerimis petang, tidak beranting tidak berdahan. Hanya batang, tinggi kepalang.

Peluh memercik sengalnya tulang, pucuk pinang masih menjulang. Jauh lagi sebuah kemenangan, untuk juara mengecap kejayaan. Satu demi satu peserta jatuh. Letih, sakit, lenguh, tersepuh. Hanya tinggal segelintir yang keras hati, terus mara tidak peduli.

Warga rimba berubah hati, dari dorong kepada maki. Tadi beri semangat kini mencaci mengumpat. Tangan masih bersorak, mulut mengeji mencanak.

“Sudah-sudahlah, jangan ditamak hadiah yang banyak. Benda mustahil jangan kejar sampai terkucil,” ujar sang platipus memuncung-muncung.

“Kalau kamu mahu sangat tawaran itu, datang sahaja ke sarangku, akan kubelanja!” tawar si merak yang megah berlagak.

“Baliklah, hari sudah petang. Ingat di reban, keluarga tersayang” panggil sang itik, terkedek-kedek.

Satu demi satu peserta hilang semangat. Tubuh penat, basah keringat. Kudrat tadi semakin susut, ghairah pagi menjadi kecut. Tupai yang lincah jatuh ke tanah, biawak yang buas tergelincir terhempas. Batang pinang tinggal sebatang, hanya seekor cicak berjuang.

“Hahaha! Bodohnya cicak itu. Entah apa yang dia mahu” ketawa si beruk bermuka buruk.

“Uhuhuh! Cicak tamak tak ingat anak. Mengejar hadiah tak nampak rumah!” ejek sang kancil tak padan kecil.

Cicak terus mencanak.

Batang pinang dipanjat tak kira orang.

Walau panjatnya lesu perlahan, pinang dipanjat mencapai awan. Bayu petang menghembus kuat, cicak bertahan tak patah semangat. Biar pun diri tinggal sendiri, cicak langsung tidak peduli.

Jika tadi semua mengeji, timbul kagum semua berdiri. Kutuk tidak didengar lagi, kata semangat kini kembali. Cicak mula terima sorak, jangan undur teruskan tempur. Hadiah bukan tawaran sebarangan, lumayan sekali jangan disesiakan.

Sampai di puncak, tersenyum cicak. Cita-cita sudahlah nyata. Tahun ini cicak juara. Hadiah lumayan miliknya jua.

Datang wartawan mencari cerita. Bertanyakan rahsia semangat yang waja. Cicak tersenyum tanpa bicara, soalan ditanya, tiada jawabnya.

Fahamlah semua rahsia sang cicak, rupanya dia CICAK YANG PEKAK.

PENGAJARAN

Jika mahu berjaya dalam hidup, sesekali belajarlah memekakkan diri daripada melayan cakap orang, sama ada kritikan, sama ada pujian. Jika sudah ditetapkan hala tuju, terus sahaja mara ke hadapan.

“Jika kamu mahu menjadi seorang yang mempunyai pandangan, jadilah seorang yang mempunyai pendirian. Sesungguhnya pandangan menjadi rosak, apabila kamu berbelah bagi” [Abu Tayyib al-Mutanabbi]

* Olahan semula daripada sebuah kisah rakyat masyhur yang dimuatkan di dalam buku Setengah Berisi Setengah Kosong tulisan Bapak Parlindungan Marpaung, terbitan PTS.

**Ustaz Hasrizal aktif menulis di blog beliau di http://saifulislam.com/

Brighter Future Ahead

Your success as a unit trust consultant depends upon your desire to excel.
Fast track consultant can achieve the highest rank of an agent as Mutual Fund Group Agency Manager (MFGAM) in one year and three months. It took many years to become a General Manager or a CEO of a company.

I knew many companies out there, that many if not all of their management staff struggle to become a CEO of the company, but unfortunately the CEO would normally will be picked up from outside of the company. Very true right! Here you don’t have to worry on that.

If you work smart enough, you will be the MFGAM. No one from nowhere will come and become your boss. For those who hate traffic jam, you can even have your office right in front of your house if you want. Other CEOs don’t have this privilege.

Furthermore, besides your sales commission, your staff’s performance will also contribute to your income directly. You will also get indirect commissions that consist of 5 levels i.e.

1. Year-end bonus
2. Breakaway bonus
3. Equalisation bonus
4. Career benefits
5. Profit sharing.

So far, I knew only 2 levels of extra benefits that you will get if you work for company (in general) i.e. yearly bonus and Employee Share Option Scheme if any. So, don’t wait for too long.

There are more to come. You can fly to Dubai or Seoul for FREE if your sales is greater than RM2.875m or RM850k (RM650k for new agent) respectively by the end of Dec 2009.

So hurry up. The faster you become a consultant, the easier and longer period for you to achieve the sales target.

Why No.1 Malaysian Unit Trust Company?

If you are married and have a son or daughter in school, will you say, “Son, go to school and get no. 6, 7 or 10 etc in class”? Surely you will say “study smart and hard and get no. 1 in class”. Thus, why choose no. 2, 3, 4 etc when the no.1 is waiting and open for you.

Consistent performance and proven track record are there. If you want to buy durian, don’t choose the bad one. Choose the good one and you won’t regret. So don’t buy fund that are not performing*.

On top of that, we’ll support you with a suite of financial planning and sales tools as well as best-in-class training. The company will also subsidise you for pursuing Chartered Financial Planning (CFP) programme, if you meet certain sales target.

New Unit Trust Consultant Campaign 2009 (Jan to Dec 2009)

Join us today and enjoy the great benefits we can offer you. Full and part-time positions available.

Incentive 1: Joining Incentive Refund
Achieve RM50, 000 in total personal sales within six month from the date of joining and we will refund your Computerised Unit Trust Exam (CUTE) and Joining Fees.
So, basically your investment is zero.

Incentive 2: Incentive Trip
Achieve a minimum total personal sales of RM650, 000, you will book yourself a seat to Seoul! As compared to the standard National Sales Convention (NSC) Incentive Trip qualification requirement of RM850,000, a low RM650,000 qualification to the NSC is our wonderful way of saying welcome to all our new UTCs.

Don’t miss the boat! Join us today and enjoy these amazing benefits.
So, to grab this offer, and call or sms me now!

Why Passive Income is Better than Earned Income?

I’ve read Robert Kiyosaki’s book Retire Young Retire Rich, it’s very good book for those who would like to quit from the makan gaji and move on into entrepreneurship. Whether you want to become a Unit Trust Consultant, Insurance/Takaful Agent or other Network Marketing business, it does not matter. What is important is the experience that you will go through doing your own business. The good thing about joining the business above is that they will give you the time as long as you wish and the capital required to join is usually very low and sometime it is even FREE like our unit trust company. Therefore the risks are minimal or close to ZERO.

The difference between earned income and passive income is that:

Earned Income

1. active income which mean you have to be present doing the job
2. you work you get pay. No work no pay
3. you get paid only once

Passive Income

1. income that you will get even when you are not there
2. no work still get paid
3. you work hard in the beginning and get paid over and over

If you are given a chance assuming everything being equal. Let say you are fresh graduate. You have been given RM2000 per month enough for your food etc for 12 months. If you go for earned income, you work for corporate with RM2000 per month. At the end of month 12, your income will be RM2000 per month.

Now if you choose to build your passive income, let say you join unit trust industry. Your first 3 month income is about RM2000. This is still the earned income. But for the next three months your income will be RM2000 (your active income) plus with RM500 (your passive income based on your own sales as well as your downline sales). To cut short the process your passive income will grow exponentially over the time. Therefore ultimately the percentage of your passive income will surpass your active income to the extent of 90:10 ratio. That is why you see many of senior unit trust consultants or senior takaful agents or senior MLMers are not in desperate to find new clients as well as new agents.

Imagine the CEO salary of RM70,000, if they quit or retired, they won’t get that RM70,000 over and over. But for unit trust consulants that have created many group agency managers, they will still received the money from the group sales even if they only produce minimum quota requirement. So that is a huge difference. Furthermore, the income can be inherited to your beneficiaries.

Thus, we encourage you all to start thinking of building your own PASSIVE income rather than other people passive income. You must aware that we are moving from industrial age to information age very rapidly. So does our thinking. If our thinking is still in the industrial age and don’t want to change, we will be lacking far behind. This era is the era of entrepreneur or home-based business, where you see many people started to build their own business from the back of their house or dormitory.

source : www.myunittrust.com

A Rich Person and A Poor Person

What is the difference between A Rich Person and a Poor Person?

Well – Nothing. Both have 24 Hours A Day.

So really, to find out what Successful people do – we need to look at What They Do during those 24 hours.

One of them is so simple it is ridiculous. It is called the Notepad.
I mean either the one that you find on every computer – or – the paper one.

They write out their tasks and plan the next day the night before.

But they do more than that. They do the horrible tasks first.

The tasks they really don’t want to do. And they don’t think about it too long either.
They shut their eyes and get stuck in & they make sure they complete it.

Why? Because they know that the rest of the day is fine after.

If you can create or improve this habit then it will boost how much you achieve everyday massively.
This leads to discipline, probably the most important factor of Success.

And then there is the Television, or their competitor nowadays, Social Networking sites.
Don’t spend all of your Valuable Time worrying about other people and their lives.

You’ve got your own life to lead. Seriously – sell your TV.. How much does it cost you?
A few thousand maybe. How much does it really cost?

Ten, twenty or thirty times that in your lost hours which you could spend making something, creating something, on a business idea, in fact on anything that will improve your life. In fact, focus on this everyday, on what you could really be doing with that time, and it will improve your life immeasurably.

At the end of the day you need to decide whether you are in control of your day or your day is in control of you.

You need to identify the big issues and tackle them, not worry over the little details that will get you going round and round in circles.

You need to focus on the right things, and don’t think you are busy just because you are busy, make sure you are busy doing the right stuff.

Once the day is Gone it is Gone.

When you realize that Time is more expensive than Money, you are half-way there.

Have a fantastic day!
-herwan-